There is a reason why the International Reporting Standards require corporations to create cash flow statements: many businesses have crashed due to cash flow problems, usually those in their early stages. Cash flow mirrors a company’s health, w ...
Underwriting: All You Need To Know
Underwriting is the system through which a person or business takes on financial risk for a fee. Typically, this risk involves investments, loans, insurance, or real estate. It is called underwriting because risk-takers literally write their name under t ...
Bankruptcy: Good or Bad?
There is a common notion that bankruptcy spells doom for companies who file. While it is true that only businesses and individuals who are in trouble file for bankruptcy, it does not exactly mean the end. It can instead be one option they take to make su ...
Be Recession-Proof With These 5 Tips
The last time America was in a recession, banks were within 24 hours of shutting down, the stock market crashed, thousands of Americans were left homeless and unemployed, and many more lost their life’s savings. This year, we find ourselves in a ...
COVID-19 Business Liability Protection: Is It Fair?
Last August, businesses across America began to reopen as lockdowns eased. And as they try to put their businesses back on track, business owners are struggling to figure out how to operate safely without endangering their employees and customers as COVI ...
Positive Financial News You May Have Missed During The Pandemic
We have been continuously inundated with so much negative news the whole of 2020 that we all need something to lift our spirits. We get it! You may be thinking, where can we find positive news these days? Well, we do not have to look furth ...
Funding My Business: Loans vs Equity
The most difficult part of starting a company is not the generation of ideas, founders have plenty of those, the struggle is capital and how to hit the ground running. To raise funds for your business, there are two types of financing options av ...
Sources of Funding for Each Stage of the Business Lifecycle
What do businesses and insects have in common? Not much really, except that both go through life cycle stages. Businesses need capital at many phases throughout their lifecycle and avenues to get funding vary greatly depending on where your company is al ...
Mature Businesses Raising Capital; Why & How?
If only money poured like rain or grew on trees, raising capital would not be a problem. Any business owner will tell you that one of the biggest challenges they encounter is raising funds. The ideal situation is getting cash from profits, but sometimes ...
HOW TO UNLEASH YOUR INNER DRAGON!
I recently took the time to learn how the so-called “dragons” invest after watching a few episodes of “Dragon’s Den” on BBC and decided to write about my experience. To be honest, I have always been a bit timid and indecisive as to how to choose ...